Calculate stamp duty for all Australian states and territories. Updated for 2024–25 rates.
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What is Stamp Duty in Australia?
Stamp duty (also called transfer duty) is a state and territory government tax charged when you buy property or land. The amount varies depending on which state or territory you buy in, the purchase price, whether you're a first home buyer, and the property type.
Stamp duty is one of the biggest upfront costs when buying property in Australia, often adding tens of thousands of dollars to your purchase. It's important to factor this into your budget when planning to buy.
Stamp Duty Rates by State (Approximate)
State
Rate Range
First Home Buyer Concession
NSW
1.25% – 5.5%
Exempt up to $650,000
VIC
1.4% – 5.5%
Exempt up to $600,000
QLD
1.5% – 5.75%
Concession up to $550,000
WA
1.9% – 5.15%
Exempt up to $430,000
SA
1.0% – 5.5%
No general exemption
TAS
1.75% – 4.5%
50% concession
ACT
0% – 4.95%
Exempt under income threshold
NT
1.5% – 5.95%
Concession available
Frequently Asked Questions
When do I pay stamp duty? +
Stamp duty must be paid within 3 months of signing the contract in most states. In NSW and VIC it is due at settlement. Timing varies by state.
Can first home buyers get stamp duty exemptions? +
Yes! Most states offer significant stamp duty concessions or full exemptions for first home buyers purchasing below certain price thresholds. NSW offers full exemption up to $650,000, and VIC up to $600,000.
Is stamp duty tax deductible? +
Stamp duty on your main home is not tax deductible. However, stamp duty on investment properties can be added to the cost base of the property, reducing capital gains tax when you sell.
How accurate is this calculator? +
This calculator provides an estimate based on standard rates and general concessions. Actual stamp duty may differ based on your specific situation. Always confirm with your state revenue office or a conveyancer.