Calculate your super contributions, employer super and estimated retirement balance. Updated for 2024โ25 (11.5% SGC rate).
Superannuation (super) is Australia's retirement savings system. Employers are required to contribute a percentage of your ordinary time earnings into a super fund. The Superannuation Guarantee (SG) rate is 11.5% for 2024โ25.
You can also make voluntary contributions to boost your super balance. Concessional (before-tax) contributions are capped at $30,000 per year, and non-concessional (after-tax) contributions are capped at $110,000 per year.
You can generally access your super when you reach your preservation age (between 55โ60 depending on your birth year) and retire, or when you turn 65.